In order to become a millionaire, all you have to do is have a little bit of self-discipline, a long-term outlook, and a saving attitude. Believe it or not, these characteristics are far more relevant than your actual income. Study upon study show that the general population of self-made millionaires is not actually high-income producers. Instead, they simply have an ability to save part of the money they do make, put their money to work by investing in low risk index funds, and keeping their debt low. Read the rest of this entry »

“A Penny Saved is a Penny Earned.” - Benjamin Franklin

I used to believe that this quote was about putting money into a savings account or other savings method so that my hard earned cash would earn interest. I agree with the principle of saving money in the traditional sense and work diligently to conserve for various future uses. Maybe that is just what Ben was trying to communicate to the people of the 1790s. However, in today’s consumer-driven society and with recent trends in the economy and the rising cost of food and gas I have gained a new understanding of this clever quotation. Read the rest of this entry »

Your inner world creates your outer world, but what you perceive in your outer world also reinforces your inner world. You can make your outer world a lot more supportive in reinforcing what you desire in your inner world, so that it will create more of what you wish to experience in your outer world. If you order your outer world with signs and impressions of wealth, you’ll reinforce wealth consciousness in your inner world. Your work of reality creation is most effective when your inner and outer world are aligned. Read the rest of this entry »